INTERNET BANKING
Consumer Loans

Consumer Loans at Fibabanka Branches

Apply for a consumer loan quickly and easily by visiting the nearest Fibabanka branch and enjoy attractive payment conditions.

  • Consumer Loans at Fibabanka Branches
  • Instant Personal Loan by Internet
  • Instant Consumer Loan
  • Fibabanka Shopping Loan

Fibabanka branches provide emergency solutions for your cash needs! Enjoy interest rates tailored for you, the convenience of combining all debt into a single loan and high loan amounts by applying for a consumer loan at our branch offices!

What Do We Offer?

It is time to meet the special advantages and conveniences for your cash needs! You can apply for a Consumer Loan at the nearest Fibabanka branch. The privileges that offer the easiest solutions for your cash needs are as follows:

  • You can combine all of your debt under a single loan.
  • You can benefit from interest rates tailored for you.
  • You can benefit from more convenient interest rates and higher loan amount by collateralizing.

Please visit the nearest Fibabanka branch office for your unsecured and secured consumer loan requests. You can send your TR ID number to 3422 via SMS without visiting a branch office as the first step of your application.

Combining the Fibabanka advantages with technology resulted in the Instant Personal Loan by Internet with 1.99% interest rate. You can apply for a loan 24/7 through Fibabanka Internet Banking and transfer your loan to your account immediately after it is approved.

What Does the Instant Loan by Internet Offers?

The Instant Loan by Internet allows you to borrow a loan up to TRY 20,000 instantly for your cash needs when your application is approved. It offers you 1.99% interest rate and maturities up to 36 months, enabling convenient payment plans. Moreover, you can make your retail loan application through Internet Banking 24/7, and you can transfer your loan to your account after it is approved without having to visit a branch office.

What You Need to Know

  • If you are a Fibabanka Internet Banking customer, you can apply for the Instant Personal Loan by Internet quickly.
  • You can use your loan within 7 days of its approval.
  •  You can apply for loans ranging between TRY 1,000 - 20,000.
  • You do not have to deal with details since no documents are requested, and you borrow your loan quickly.
  • You can plan your payments over at least 3 months and at most 36 months in maturity.
  • Fibabanka has the right to evaluate the loans freely and change the campaign conditions.
  • You can refer to the sample payment table below for more information on the details of your loan.

Payment Table Example:

Loan AmountLoan Maturity (Months)Loan Interest Rate (Monthly)Loan Installment AmountLoan Extension Fee (Including BSMV)Insurance PremiumTotal Fees to be Collected*Yearly Effective Interest Rate
TRY 5,00036%1.99TRY 208,59TRY 26.25TRY 168.90

TRY

195.15
%33.2571
TRY 15,00036%1.99TRY 625.78TRY 78.75

TRY

411.87

TRY

490.62
%33.2639

*The total fees include loan extension fee, insurance costs and taxes. The insurance costs are not included in monthly and yearly effective interest rates. The life insurance amount is calculated for a 45-year-old male for the whole maturity and it is not included in the monthly and yearly effective interest rates.

The advantageous loan opportunity is just a telephone call away with Fibabanka! Have your instant loan ranging from TRY 1,000 to TRY 50,000 and convenient interest rates in your account through 444 88 88 Telephone Banking or by visiting our branch offices!

What Does the Instant Consumer Loan?

We wanted to develop quick and practical solutions for your cash needs, so we established the Instant Consumer Loan. You can apply for a loan 24/7 through Fibabanka Telephone Banking or by visiting our branch offices and have your loan in your account immediately after it is approved. Moreover, you do not have to deal with documents or try to find a guarantor during the process. You have an easy solution at hand with different maturity options and low interest rates.

Dial 444 88 88 now or visit our branch offices, do not miss out on the consumer loans!

What You Need to Know

  • All Fibabanka customers can dial 444 88 88 or visit our branch offices and apply for a loan whenever they want.
  • Your loan is transferred to your account immediately after it is approved.
  • You do not have to submit any documents or find a guarantor to borrow a loan.
  • The loan is valid for amounts between TRY 1,000 - 50,000.
  • The payments are made in maturities of 12-60 months.
  • Fibabanka has the right to evaluate the loans freely and change the campaign conditions.
  • You can refer to the sample payment table below for more information on the details of your loan.

Payment Table Example:

Loan Amount Loan Maturity (Months) Loan Interest Rate (Monthly) Loan Installment Amount Loan Extension Fee (Including BSMV) Insurance Premium Total Fees to be Collected* Yearly Effective Interest Rate
TRY 15.000 12%1,29TRY 1.379,31                  TRY 78,75TRY 234,53                 TRY 313,28%21,4553
TRY 15.000 36%1,55TRY 575,34TRY 78,75TRY 498,95TRY 577,20%25,2308
TRY 15.000 36 %1,58TRY 578,70TRY 78,75TRY 499,08TRY 577,83%25,7640

*The total fees include loan extension fee, insurance costs and taxes. The insurance costs are not included in monthly and yearly effective interest rates. The life insurance amount is calculated for a 45-year-old male for the whole maturity and it is not included in the monthly and yearly effective interest rates.

**Adding in the optional unemployment security changes the insurance premium fees.

 

Fibabanka Shopping Loan comes with conveniences to liven up your shopping experience. Enjoy the convenience of shopping without paying in cash and not using up your credit card limit. Advantageous maturity options when shopping from our contracted brands awaits you.

Vatan Computer Loan

Technology was never this advantageous! Enjoy our loans and shopping for products in installments at Vatan Computer stores.

What Does the Vatan Computer Loan Offer?

You can benefit from the loan convenience of Fibabanka for the electronic products that you need, and pay the loan installments at advantageous rates. You do not have to save up your cash, you can enjoy installment shopping right away. Coming up with solutions for everything you need, Fibabanka and Vatan Computer have joined their forces to develop this offer, for which you do not have to deal with documents, nor do you have to find a guarantor. In other words, technology enthusiasts enjoy installment shopping at Vatan Computer right away!

You can make your loan payments at our branch offices or via Internet Banking. You can always dial 444 88 88 Telephone Banking line for all your questions and details. 

How Can I Apply?

Text VATAN, a space and your Turkish Identity Number to 3422 to apply for the loan to shop in installments right away. After receiving your pre-approval via SMS, visit any Vatan Computer store and buy the product that you wish!

ZEN Loan

A brilliant shopping experience from Fibabanka! Fibabanka offers loans for shopping at ZEN Diamond stores; come enjoy shopping freely!

What Does the Zen Loan Offer?

Fibabanka provides financial solutions for the love of diamonds and strengthens the solutions with the ZEN Loan.

Fibabanka offers the ZEN Loan convenience to purchase the products you wish without paying in cash or using up the limit of your credit card. Moreover, this advantage comes with attractive payment options.

Apply now!

How Can I Apply?

Text ZEN, a space and your Turkish Identity Number to 3422 to apply for the loan to shop in installments right away. After receiving your pre-approval via SMS, visit any ZEN Diamond store and buy the product that you wish!

CarrefourSA Shopping Loan

Interest free and free of charge!

You can benefit from Fibabanka Shopping Loan at CarrefourSA stores!

CarrefourSA Shopping Loan Advantages

  •  Interest free and free of charge
  • Between 600 TRY and 2.000 TRY limit
  • Payment in 4 installments
  • With no insurance fee and credit allocation

Application and Usage Steps

  • You can make your application by dialing 444 88 88 Telephone Banking.
  • You can spend your shopping loan from any CarrefourSA store.
  • In order to benefit from CarrefourSA Shopping Loan again if you need, you can call 444 88 88 Telephone Banking or visit your branch and apply for it. If approved, you can use your loan immediately.

Loan Installment Payment Channels

  • Internet Banking
  • 444 88 88 Telephone Banking
  • Money transfer to your bank account
  • Fibabanka branches

 

Important Information

If you do not use your shopping loan at CarrefourSA stores, we would like to remind you that you need to pay your loan on the installment days.

Alcoholic beverages, tobacco products, GSM expenses, jewelry, furniture, plant & flower pot shopping are not in the scope of the campaign.

Fibabanka reserves the right to change loan conditions freely.