INTERNET BANKING
Consumer Loans

Consumer Loans

Apply for consumer loan quickly and easily whenever you need cash for all kind of expenses. Enjoy opportunity of special payment plan and maturity period up to 60 months.

  • Consumer Loans at Fibabanka Branches
  • Instant Consumer Loan
  • Fibabanka Shopping Loan

Fibabanka branches provide emergency solutions for your cash needs! Enjoy interest rates tailored for you, the convenience of combining all debt into a single loan and high loan amounts by applying for a consumer loan at our branch offices!

What Do We Offer?

It is time to meet the special advantages and conveniences for your cash needs! You can apply for a Consumer Loan at the nearest Fibabanka branch. The privileges that offer the easiest solutions for your cash needs are as follows:

  • You can combine all of your debt under a single loan.
  • You can benefit from interest rates tailored for you.
  • You can benefit from more convenient interest rates and higher loan amount by collateralizing.

Please visit the nearest Fibabanka branch office for your unsecured and secured consumer loan requests. You can send your TR ID number to 3422 via SMS without visiting a branch office as the first step of your application.

You can easily make loan payment by using Internet and Mobile Banking, calling 444 88 88 Telephone Banking, and by visiting our branches. Also, you can transfer money to your credit account or make payment at Vatan Computer stores.

The advantageous loan opportunity is just a telephone call or a click away with Fibabanka! Have your instant loan ranging from TRY 1,000 to TRY 70.000 and with interest rate 1.08% in your account by using Internet and Mobile Banking, calling 444 88 88 Telephone Banking, and by visiting our branches! To get Instant Consumer Loan, you can download Fibabanka mobile application and apply for loan.

What Is the Instant Consumer Loan?

We wanted to develop quick and practical solutions for your cash needs, so we established the Instant Consumer Loan. You can apply for a loan 24/7 through Fibabanka Telephone Banking, by using internet banking and mobile app or by visiting our branches and have your loan in your account immediately after it is approved. Moreover, you do not have to deal with documents or try to find a guarantor during the process. You have an easy solution at hand with different maturity options and low interest rates.

Dial 444 88 88, use the Internet and Mobile Banking Channels or visit our branch offices, do not miss out on the consumer loans!

What You Need to Know

  • All Fibabanka customers can dial 444 88 88, use the Internet and Mobile Banking Channels or visit our branch offices to apply for a loan whenever they want.
  • Your loan is transferred to your account immediately after it is approved.
  • You do not have to submit any documents or find a guarantor to borrow a loan.
  • The loan is valid for amounts between TRY 1,000 - 70.000.
  • The payments are made in maturities of 12-60 months.
  • Fibabanka has the right to evaluate the loans freely and change the campaign conditions.
  • You can refer to the sample payment table below for more information on the details of your loan.

You can easily make loan payment by using Internet and Mobile Banking, calling 444 88 88 Telephone Banking, and by visiting our branches. Also, you can transfer money to your credit account or make payment at Vatan Computer stores.

Payment Table Example:

Loan Amount Loan Maturity (Months) Loan Interest Rate (Monthly) Loan Installment Amount Loan Extension Fee (Including BSMV) Insurance Premium Total Fees to be Collected* Yearly Effective Interest Rate
TRY 15.000 121.08%TRY 1.357.78TRY 78.75TRY 251.42TRY 330.1717.8819%
TRY 15.000 361.09%TRY 535.80TRY 78.75TRY 512.55TRY 591.3018.9918%
TRY 15.000 36 1.25%TRY 553.18TRY 78.75TRY 516.01TRY 594.7622.7285%

*The total fees include loan extension fee, insurance costs and taxes. The insurance costs are not included in monthly and yearly effective interest rates. The life insurance amount is calculated for a 45-year-old male for the whole maturity and it is not included in the monthly and yearly effective interest rates.

**Adding in the optional unemployment security changes the insurance premium fees.

***Interest rate may change according to risk level of the customer and loan maturity.

Fibabanka Shopping Loan comes with conveniences to liven up your shopping experience. Enjoy the convenience of shopping without paying in cash and not using up your credit card limit. Advantageous maturity options when shopping from our contracted brands awaits you.

Vatan Computer Loan

Technology was never this advantageous! Enjoy our loans and shopping for products in installments at Vatan Computer stores and on www.vatanbilgisayar.com.

What Does the Vatan Computer Loan Offer?

You can benefit from the loan convenience of Fibabanka for the electronic products that you need, and pay the loan installments at advantageous rates. You do not have to save up your cash, you can enjoy installment shopping right away. Coming up with solutions for everything you need, Fibabanka and Vatan Computer have joined their forces to develop this offer, for which you do not have to deal with documents, nor do you have to find a guarantor. In other words, technology enthusiasts enjoy installment shopping at Vatan Computer right away!

You can always dial 444 88 88 Telephone Banking line for all your questions and details. 

Loan Installment Payment Channels

You can easily make loan payment by using Internet and Mobile Banking, calling 444 88 88 Telephone Banking, and by visiting our branches. Also, you can transfer money to your credit account or make payment at Vatan Computer stores.

Application via SMS

Text VATAN, a space and your Turkish Identity Number to 3422 to apply for the loan to shop in installments right away. After receiving your pre-approval via SMS, visit any Vatan Computer store and buy the product that you wish!

Online Application

Add the product you want to buy from www.vatanbilgisayar.com to your cart and select Fibabanka Kredisi ile Öde option on the payment screen. After clicking the "Siparişi Onayla" button, you will be directed to the Fibabanka loan application page.

*You can use loan option up to TRY 3.500 and maturity 12 months for buying mobile phone.
**For mobile phones higher priced than TRY 3.500, you can use loan option maturity 3 months.
***Buying computer and tablet is limited in maturity 6 months.

CarrefourSA Shopping Loan

Interest free and free of charge!

You can benefit from Fibabanka Shopping Loan at CarrefourSA stores!

CarrefourSA Shopping Loan Advantages

  •  Interest free and free of charge
  • Between 600 TRY and 2.000 TRY limit
  • Payment in 4 installments
  • With no insurance fee and credit allocation

Application and Usage Steps

  • You can make your application by dialing 444 88 88 Telephone Banking.
  • You can spend your shopping loan from any CarrefourSA store.
  • In order to benefit from CarrefourSA Shopping Loan again if you need, you can call 444 88 88 Telephone Banking or visit your branch and apply for it. If approved, you can use your loan immediately.

Loan Installment Payment Channels

  • Internet and Mobile Banking
  • 444 88 88 Telephone Banking
  • Money transfer to your bank account
  • Fibabanka branches

Important Information

  • We would like to remind you that you should pay your loan on the installment days, even if you do not use it in your shopping.
  • Alcoholic beverages, tobacco products, GSM expenses, jewelry, furniture, plant & flower pot shopping are not in the scope of the campaign.
  • Fibabanka reserves the right to change loan conditions freely.

CarrefourSA Electronic Devices Shopping Loan

For Fibabanka customers’ electronic devices buying at CarrefourSA stores, we offer interest-free shopping loan.

CarrefourSA Electronic Devices Shopping Loan Advantages

  • Interest-free and free of charge
  • Loan amount between TRY 400 - 15.000
  • Maturity options up to 18 months
  • Life insurance

Application and Usage Steps

Text CSA, a space and your Turkish Identity Number to 3422 to apply for the loan to shop in installments right away. After receiving your pre-approval via SMS, visit any CarrefourSA store and buy the product that you wish!

Important Information

  • You can use loan option up to TRY 3.500 and maturity 12 months for buying mobile phone.
  • For mobile phones higher priced than TRY 3.500, you can use loan option maturity 3 months.
  • Buying computer and tablet is limited in maturity 6 months.

Loan Installment Payment Channels

You can easily make loan payment by using Internet and Mobile Banking, calling 444 88 88 Telephone Banking, and by visiting our branches. Also, you can transfer money to your credit account or make payment at Vatan Computer stores.

Multinet Up Shopping Loan

With Multinep Up Shopping Loan, we are with you for your food shopping!

You can spend your interest-free and free of charge loan at markets which are Multinet Up merchants.

Multinet Up Shopping Loan Advantages

  • Interest-free
  • Loan amount between TRY 600 - 2.000
  • Maturity options up to 4 months
  • No insurance fee and credit allocation

Application and Usage Steps

You can apply for loan by calling 444 88 88 Telephone Banking or by visiting our branches. When your credit is approved, you can start using it at markets which are Multinet Up merchants.

You can spend your all credit amount at once or in your different purchases.

Loan Installment Payment Channels

You can easily make loan payment by using Internet and Mobile Banking, calling 444 88 88 Telephone Banking, and by visiting our branches. Also, you can transfer money to your credit account or make payment at Vatan Computer stores.

Important Information

  • Fibabanka customers with a Multinet Up card can benefit from the loan.
  • We would like to remind you that you should pay your loan on the installment days, even if you do not use it in your shopping.
  • Fibabanka Multinet Up Shopping Loan is valid in food category.
  • You can reach the points of use via www.multinet.com.tr or MultinetPay app.
  • You can view your current balance via MultinetPay app.

n11 Shopping Loan

You can benefit from interest-free* Fibabanka shopping loan for your shopping on n11.com. You must select Fibabanka Shopping Loan option on the payment options screen on n11.com to enjoy shopping with Fibabanka n11 Shopping Loan.

*Valid for 3 month loan

n11 Shopping Loan Advantages

  • Interest-free and free of charge for 3 month loan
  • Loan amount between TRY 100 - 15.000
  • Maturity options up to 12 months
  • No insurance fee and credit allocation

Loan Installment Payment Channels

You can easily make loan payment by using Internet and Mobile Banking, calling 444 88 88 Telephone Banking, and by visiting our branches. Also, you can transfer money to your credit account or make payment at Vatan Computer stores.

Jumbo Shopping Loan

You always deserve the best! For the best tableware and kitchen products we offer you Jumbo Shopping Loan.

Jumbo Shopping Loan Advantages

  • Interest-free
  • Loan amount between TRY 100 - 10.000
  • Maturity options up to 4 months
  • No insurance fee and credit allocation

Application and Usage Steps

You can apply for loan by calling 444 88 88 Telephone Banking or by visiting our branches. When your credit is approved, you can start using it at Jumbo stores.

You can spend your all credit amount at once.

Loan Installment Payment Channels

You can easily make loan payment by using Internet and Mobile Banking, calling 444 88 88 Telephone Banking, and by visiting our branches. Also, you can transfer money to your credit account or make payment at Vatan Computer stores.

Petrol Ofisi Shopping Loan

You can purchase fuel oil in installment at Petrol Ofisi stations with Fibabanka Shopping Loan!

Petrol Ofisi Shopping Loan Advantages

  • Interest-free
  • Loan amount between TRY 600 - 2.000
  • Maturity options up to 2 months
  • No insurance fee and credit allocation

Application and Usage Steps

You can apply for loan by calling 444 88 88 Telephone Banking or by visiting our branches. When your credit is approved, you can start using it at Petrol Ofisi stations.

You can spend your all credit amount at once or in your different purchases.

Petrol Ofisi Shopping Loan cannot be used for vehicles with LPG fuel type.

Loan Installment Payment Channels

You can easily make loan payment by using Internet and Mobile Banking, calling 444 88 88 Telephone Banking, using Internet and Mobile Banking and by visiting our branches. Also, you can transfer money to your credit account or make payment at Vatan Computer stores.

Important Information

  • We would like to remind you that you should pay your loan on the installment days, even if you do not use it in your shopping.