Come and enjoy utilizing your savings and the benefit of fixed income advantage without being affected by any fluctuations in market interest rates.
Fibabanka Time Deposit Account offers the way to strengthen your cash with fixed income and special interest rates without being affected by any fluctuations in the market. You can choose the most convenient rate and maturity, open a time deposit account and start enjoying the risk-free fixed income. You can withdraw your savings along with the accumulated interest at specified maturities. Therefore, you add risk-free value to your cash at specified interest rates and maturity.
Time Deposit Accounts are renewed with the same maturity and current interest rates unless you specify otherwise. If you place an order previously, you can transfer the accrued interest at the end of the maturity to your demand deposit account, and spend your cash whenever you want.
You can stop by the nearest Fibabanka branches with your ID card to say "Hello" to the quickest, fastest and safest banking transactions with the Fibabanka Time Deposit Account. You can open a new time deposit account easily via Fibabanka Internet Banking or 444 88 88 Telephone Banking.
No need to visit a branch anymore... Come and open a TRY, USD or EUR time deposit account via Internet Banking or Mobile Banking app, and start benefiting from advantageous interest rates!
Click here for interest rates.
| TRY (%) | ||||||||
|---|---|---|---|---|---|---|---|---|
| MATURITY | 1.000-10.000 | 10.001-25.000 | 25.001-50.000 | 50.001-100.000 | 100.001-250.000 | 250.001-500.000 | 500.001-1.000.000 | 1.000.001-5.000.000 |
| 1-7 days | 12.00 | 12.00 | 12.00 | 12.00 | 12.00 | 12.00 | 12.00 | 12.00 |
| 8-30 days | 32.00 | 32.50 | 33.00 | 33.50 | 34.00 | 34.50 | 35.00 | 35.00 |
| 32-91 days | 41.00 | 46.00 | 48.00 | 49.00 | 50.50 | 51.50 | 52.00 | 53.00 |
| 92-181 days | 43.00 | 48.00 | 50.00 | 51.00 | 52.50 | 53.50 | 54.00 | 55.00 |
| 182-365 days | 41.00 | 41.50 | 42.00 | 42.50 | 43.00 | 43.50 | 44.00 | 44.00 |
| MATURITY | USD (%) | EUR (%) |
|---|---|---|
| 1 days | - | - |
| 7 days | - | - |
| 8-27 days | 0.05 | 0.05 |
| 28-44 days | 0.25 | 0.05 |
| 45-60 days | 0.25 | 0.05 |
| 61-91 days | 0.25 | 0.05 |
| 92-181 days | 0.25 | 0.05 |
| 182-365 days | 0.25 | 0.05 |
| 366-400 days | 0.25 | 0.05 |
| 401-735 days | 0.25 | 0.01 |
* E-Deposit interest rates are available between amount of TRY/USD/EUR 1.000 - TRY 1.000.000 or equivalent amount of USD/EURO.
You can utilize your savings in any maturity you prefer with the Fibabanka Time Deposit Account.
Our real person customers can open a time deposit account for their savings starting from TRY 1,000 via Internet and Telephone Banking. In order to open a time deposit account for saving starting from TRY 10,000, real customers can visit our branches.
We invite you to our branches for advantageous rates in all maturities.
| Maturity | Withholding Rate |
|---|---|
| Up to 6 months (including 6 months) | 15% |
| 6 months - 1 year (including a year) | 12% |
| Over a year | 10% |
If you want risk-free return from your savings in FX, you can open a FX Time Deposit Account at Fibabanka by choosing the most convenient rate and maturity.
You can open a time deposit account for all your savings starting from USD/EURO/CHF/GBP/CAD 1,000. We invite you to our branches for advantageous rates in all maturities.
Time deposits are subject to withholding. The withholding rates by maturity breakdown are explained below.
| Maturity | Withholding Rate |
|---|---|
| Up to 6 months (including 6 months) | 20% |
| 6 months - 1 year (including a year) | 20% |
| Over a year | 18% |
Do not miss out the opportunities we offer while earning interest!
The Convertible Deposit product allows you to convert your savings intoTRY, USD or EUR while earning interest whenever you want, without having to wait for the maturity!
Since the interest of the Time Deposit Account have to be defined while opening the account, you will not be affected by decreases in interest rates in FX conversions. You will enjoy unlimited FX buy-sell transactions without missing the interest.
With Fund Deposit Package, you can utilize your savings in time deposit with different rates and distributions as well as mutual funds. This package offers you several advantages such as special maturities and interest rates for your savings, diversification of mutual funds, risk distribution, low transaction fees, etc.
Our main Fund + Deposit Packages are as follows. Click here for more information on funds.
Package 1: Fiba Portföy Money Market Fund + Time Deposit Account
Package 2: Fiba Portföy Short-Term Debt Instruments Fund + Time Deposit Account
Package 3:
Fiba Portföy Debt Instruments Fund + Time Deposit Account
Package 4: Fiba Portföy Multi Asset First Variable Fund + Time Deposit Account
Package 5:
Fiba Portföy Multi Asset Second Variable Fund + Time Deposit Account
Package 6: Fiba Portföy Gold Fund + Time Deposit Account
Package 7:
Fiba Portföy Eurobond Fund + Time Deposit Account
Package 8: Fiba Portföy Equity Shares Fund + Time Deposit Account
Prestige Account, special for Fibabanka clients we offer interest rates with advantages.
You can choose the most convenient rate and maturity, open a Prestige Account from our branches and start enjoying the risk-free fixed income. You can withdraw your savings along with the accumulated interest at specified maturities.
The Prestige Account offers interest rates with advantages only for new clients or existing clients with new saving.
