Time Deposits Interest Rates

Kiraz Account

Type of Customer	Type of Currency	Amount Range of Kiraz Time Deposit Account*	Demand Deposit Minimum Limit	Welcome Interest Rate*	Continuation Interest Rate*
PERSONAL	TRY	TRY 1.000 - 9.999	TRY 1.000	13.00%	10.00%
		TRY 10.000 - 24.999	TRY 2.500		10.50%
		TRY 25.000 - 49.999	TRY 3.500		11.00%
		TRY 50.000 - 99.999	TRY 3.500		11.50%
		TRY 100.000 - 249.999	TRY 5.000		11.75%
		TRY 250.000 - 500.000	TRY 10.000		12.50%
	USD	USD 1.000 - 14.999	USD 750	2.50%	1.00%
		USD 15.000 - 24.999	USD 1.000		1.15%
		USD 25.000 - 74.999	USD 2.000		1.25%
		USD 75.000 - 149.999	USD 2.500		1.35%
		USD 150.000 - 300.000	USD 5.000		1.50%
	EUR	EUR 1.000 - 14.999	EUR 750	1.00%	0.10%
		EUR 15.000 - 24.999	EUR 1.000		0.10%
		EUR 25.000 - 74.999	EUR 2.500		0.25%
		EUR 75.000 - 150.000	EUR 3.500		0.25%
	GBP	GBP 1.000 - 14.999	GBP 250	1,00%	0,25%
		GBP 15.000 - 24.999	GBP 500		0,35%
		GBP 25.000 - 74.999	GBP 750		0,45%
		GBP 75.000 - 150.000	GBP 1.000		0,50%
	Gold (XAU) (1)	gram 285 - 1.000	gram 10	0.65%
	Gold (XAU) (1)	gram 1.001 - 2.500	gram 50	0.65%
CORPORATE	TRY	TRY 5.000 - 9.999	TRY 5.000	13.00%	10.00%
		TRY 10.000 - 24.999	TRY 5.000		10.50%
		TRY 25.000 - 49.999	TRY 7.500		11.00%
		TRY 50.000 - 99.999	TRY 10.000		11.50%
		TRY 100.000 - 249.999	TRY 20.000		11.75%
		TRY 250.000 - 500.000	TRY 20.000		12.50%
	USD	USD 1.000 - 14.999	USD 750	2.50%	1.00%
		USD 15.000 - 24.999	USD 1.000		1.15%
		USD 25.000 - 74.999	USD 2.000		1.25%
		USD 75.000 - 149.999	USD 2.500		1.35%
		USD 150.000 - 300.000	USD 5.000		1.50%
	EUR	EUR 1.000 - 14.999	EUR 750	1.00%	0.10%
		EUR 15.000 - 24.999	EUR 1.000		0.10%
		EUR 25.000 - 74.999	EUR 2.500		0.25%
		EUR 75.000 - 150.000	EUR 3.500		0.25%
	GBP	GBP 1.000 - 14.999	GBP 250	1,00%	0,25%
		GBP 15.000 - 24.999	GBP 500		0,35%
		GBP 25.000 - 74.999	GBP 750		0,45%
		GBP 75.000 - 150.000	GBP 1.000		0,50%
	Gold (XAU) (1)	gram 550 - 2.500	gram 50	0.35%
	Gold (XAU) (1)	gram 2.501 - 7.500	gram 150	0.35%

*It is the welcome interest rate applicable at the time of opening the account and this rate shall be fixed for 60 days. Following expiry of 60 days period, standard determined by the Bank on daily basis, shall be applied. Demand Deposit Minimum Limit and Amount Range of Kiraz Time Deposit Account can change according to customer types. For further information and account opening transactions, please contact Fibabanka branches and 444 88 88 Call Center.

Time Deposits Interest Rates

MATURITY	TRY (%)	USD (%)	EUR (%)
1-7 days	0.01	0.01	0.01
8-21 days	3.75	0.01	0.05
22-27 days	3.75	0.05	0.05
28-31 days	3.75	0.05	0.05
1 month	3.75	0.05	0.05
32-34 days	6.00	0.10	0.05
35-45 days	6.00	0.10	0.05
46-51 days	6.00	0.10	0.05
52-60 days	6.00	0.10	0.05
61-75 days	6.00	0.10	0.05
76-91 days	6.00	0.10	0.05
3 month	6.00	0.10	0.05
92-100 days	6.00	0.10	0.05
101-181 days	6.00	0.10	0.05
6 month	6.00	0.10	0.05
182-200 days	6.00	0.10	0.05
201-365 days	6.00	0.10	0.05
12 month	6.00	0.10	0.05
366-400 days	6.00	0.10	0.05
401-735 days	5.00	0.10	0.05

MATURITY	CHF (%)	GBP (%)	CAD (%)	RUB (%)
1-7 days	0.01	0.01	0.05	0.10
8-21 days	0.01	0.05	0.10	0.90
22-27 days	0.01	0.05	0.40	0.90
28-31 days	0.01	0.05	0.40	0.90
1 month	0.35	0.05	0.40	0.90
32-45 days	0.35	0.25	0.90	4.90
46-100 gün	0.25	0.25	0.90	4.90
3 month	0.15	0.25	0.90	4.90
101-180 days	0.15	0.25	0.90	4.90
6 month	0.10	0.25	0.90	4.90
181-300 days	0.05	0.25	0.90	4.90
301-365 days	0.05	0.25	0.90	4.90
12 month	0.01	0.25	0.90	4.90
366-400 days	0.01	0.25	0.90	4.90

E-Deposit Interest Rates*

MATURITY	TRY (%)	USD (%)	EUR (%)
1-7 days	0.01	0.01	0.01
8-31 days	6.00	0.25	0.05
1 month	6.00	0.25	0.05
32-91 days	10.00	0.50	0.05
92-181 days	10.00	0.50	0.05
182-365 days	6.00	0.50	0.05

* E-Deposit interest rates are available between amount of TRY/USD/EUR 1.000 - TRY 1.000.000 or equivalent amount of USD/EURO.

Prestige Account Interest Rates

MATURITY	TRY (%)	EUR (%)
32-45 days	11.25	0,40
46-91 days	11.25	0,40
92-120 days	13.25	0,40
121-182 days	13.25	0,40
Lower Limit	TRY 1.000.000	EUR 75.000
Upper Limit	TRY 5.000.000	TRY 5.000.000 and equivalent EUR

MATURITY	USD (%)	USD (%)
32-60 days	1.25	1.25
61-91 days	1.25	1.25
92-182 days	1.25	1.25
Lower Limit	USD 150.000	USD 300.001
Upper Limit	USD 300.000	USD 1.000.000

Prestige Account interest rates are available between minimum limit of TRY 500.000/USD 150.000/EUR 75.000 and maximum limit of TRY 3.000.000 or equivalent amount of USD/EURO
Interest rates are available for new customers or new savings of our current customers whose total deposit and investment assets at Fibabanka under Prestige Account's limits.

For further information and account opening transactions, please contact Fibabanka branches.

Convertible Deposit Interest Rates

MATURITY	TRY (%)	USD (%)	EUR (%)	CHF (%)	GBP (%)
30-34 days	6.00	0.10	0.05	0.35	0.25
35-50 days	6.00	0.10	0.05	0.35	0.25
51-60 days	6.00	0.10	0.05	0.35	0.25

*Convertible Deposit interest rates are available between minimum limit of TRY 150.000, USD 15.000, EUR 15.000, 15.000 CHF, 15.000 GBP

Interest rates above mentioned are annual gross rates before withholding tax cut and Fibabanka A.Ş reserves the right to change these rates according to market conditions.