Mortgage Loans

FeeMinimum AmountMinimum RatioMaximum AmountMaximum RatioDescription
Interest Rate   1.81%BITT and RUSF excluded.
Loan Allocation Fee   0.5%Calculated over the loan amount. BITT excluded.
Real Estate Lien FeeTRY 318,60   It is the fee amount collected per lien established. Exempt from BITT.
Appraisal FeeTRY 814,34   The appraisal fee varies according to the location, qualitative and gross area (m2) of the property subject to valuation. The amount of costs incurred for the expertise service and paid to third parties, institutions / organizations is collected. Exempt from BITT.
Annual Total Cost Rate   23.8958%It is the cost rate calculated by adding the sum of the loan allocation fee, appraisal fee, and the real estate lien fee which will be collected during the issuance of the loan, to the interest rate that will be applied to the 120-month term 150.000 TL amount. As the insurance cost may vary based on the customer and the property, it is not included in the calculation.