INTERNET BANKING

Personal Loans

FeeMinimum AmountMinimum RatioMaximum AmountMaximum RatioDefinition
Standard Consumer Loan Interest Rate   2.29%BITT and RUSF excluded.
Loan Allocation Fee    0.50% Calculated over the loan amount. BITT excluded.
Insurance AmountTRY 679.35    The insurance amount may vary according to credit amount, credit term and customer profile. Calculated over the 36-month term 10.000 TL amount.
Annual Total Cost Rate   39.0077%Annual cost rate is the effective annual interest rate excluding insurance premium.
Tax    5% BITT and 15% RUSF is calculated over the interest accrued.
Pre-approved Consumer Loan Interest Rate*   3-12 month 1.89%
13-18 month 1.94%
19-24 month 2.03%
25-36 month 2.08%
BITT and RUSF excluded.
Loan Allocation Fee   0.50%Calculated over the loan amount. BITT excluded.
Insurance AmountTRY 669.08   The insurance amount may vary according to credit amount, credit term and customer profile. Calculated over the 36-month term 10.000 TL amount.
Annual Total Cost Rate   34.9625%Annual cost rate is the effective annual interest rate excluding insurance premium.
Tax    5% BITT and 15% RUSF is calculated over the interest accrued.
Pre-approved Consumer Loan Interest Rate*   3-12 month 1.91%
13-18 month 1.96%
19-24 month 2.05%
25-36 month 2.10%
BITT and RUSF excluded.
Loan Allocation Fee0.5%   Calculated over the loan amount. BITT excluded.
Insurance AmountTRY 670.17   The insurance amount may vary according to credit amount, credit term and customer profile. Calculated over the 36-month term 10.000 TL amount.
Annual Total Cost Rate   35.3430% Annual cost rate is the effective annual interest rate excluding insurance premium.
Tax    5% BITT and 15% RUSF is calculated over the interest accrued.
Pre-approved Consumer Loan Interest Rate*   3-12 month 2.20%
13-18 month 2.33%
19-24 month 2.76%
25-36 month 2.80%
BITT and RUSF excluded.
Loan Allocation Fee   0.50% Calculated over the loan amount. BITT excluded.
Insurance Amount

TRY 721.76

   The insurance amount may vary according to credit amount, credit term and customer profile. Calculated over the 36-month term 10.000 TL amount.
Annual Total Cost Rate   49.2998%Annual cost rate is the effective annual interest rate excluding insurance premium.
Tax    5% BITT and 15% RUSF is calculated over the interest accrued.
Pre-approved Consumer Loan Interest Rate*   3-12 month 2.27%
13-18 month 2.40%
19-24 month 2.83%
25-36 month 2.87%
BITT and RUSF excluded.
Loan Allocation Fee0.5%   Calculated over the loan amount. BITT excluded.
Insurance AmountTRY 727.08   The insurance amount may vary according to credit amount, credit term and customer profile. Calculated over the 36-month term 10.000 TL amount.
Annual Total Cost Rate   50.7658%Annual cost rate is the effective annual interest rate excluding insurance premium.
Tax    5% BITT and 15% RUSF is calculated over the interest accrued.

*The interest rate differs according to the risk segment of the customer.