Internet Banking
Internet
Banking

Personal Loans

FeeMinimum AmountMinimum RatioMaximum AmountMaximum RatioDefinition
Standard Consumer Loan Interest Rate   5,54%BITT and RUSF excluded.
Loan Allocation Fee    0.50% Calculated over the loan amount. BITT excluded.
Insurance AmountTRY 974.33   The insurance amount may vary according to credit amount, credit term and customer profile. Calculated over the 36-month term 10.000 TL amount.
Annual Total Cost Rate   131,7461%Annual cost rate is the effective annual interest rate excluding insurance premium.
Tax    15% BITT and 15% RUSF is calculated over the interest accrued.
Pre-approved Consumer Loan Interest Rate*   3 month 3,01%
4-6 month 3,11%
7-9 month 3,17%
10-12 month 3,31%
13-18 month 3,51%
19-24 month 3,99%
25-36 month 3,99%
BITT and RUSF excluded.
Loan Allocation Fee   0.50%Calculated over the loan amount. BITT excluded.
Insurance AmountTRY 839,14   The insurance amount may vary according to credit amount, credit term and customer profile. Calculated over the 36-month term 10.000 TL amount.
Annual Total Cost Rate   84,4183%Annual cost rate is the effective annual interest rate excluding insurance premium.
Tax    15% BITT and 15% RUSF is calculated over the interest accrued.
Pre-approved Consumer Loan Interest Rate*   3 month 3,06%
4-6 month 3,16%
7-9 month 3,22%
10-12 month 3,36%
13-18 month 3,56%
19-24 month 3,99%
25-36 month 3,99%
BITT and RUSF excluded.
Loan Allocation Fee
  0.50%Calculated over the loan amount. BITT excluded.
Insurance AmountTRY 839,14   The insurance amount may vary according to credit amount, credit term and customer profile. Calculated over the 36-month term 10.000 TL amount.
Annual Total Cost Rate   84,4183% Annual cost rate is the effective annual interest rate excluding insurance premium.
Tax    15% BITT and 15% RUSF is calculated over the interest accrued.
Pre-approved Consumer Loan Interest Rate*   3 month 3,11%
4-6 month 3,21%
7-9 ay month 3,27%
10-12 month 3,41%
13-18 month 3,61%
19-24 month 3,99%
25-36 month 3,99%
BITT and RUSF excluded.
Loan Allocation Fee   0.50% Calculated over the loan amount. BITT excluded.
Insurance Amount

TRY 839,14

   The insurance amount may vary according to credit amount, credit term and customer profile. Calculated over the 36-month term 10.000 TL amount.
Annual Total Cost Rate   84,4183%Annual cost rate is the effective annual interest rate excluding insurance premium.
Tax    15% BITT and 15% RUSF is calculated over the interest accrued.
Pre-approved Consumer Loan Interest Rate*   3 month 3,16%
4-6 month 3,26%
7-9 month 3,32%
10-12 month 3,46%
13-18 month 3,66%
19-24 month 3,99%
25-36 month 3,99%
BITT and RUSF excluded.
Loan Allocation Fee
  0.50%Calculated over the loan amount. BITT excluded.
Insurance AmountTRY 839,14   The insurance amount may vary according to credit amount, credit term and customer profile. Calculated over the 36-month term 10.000 TL amount.
Annual Total Cost Rate   84,4183%Annual cost rate is the effective annual interest rate excluding insurance premium.
Tax    15% BITT and 15% RUSF is calculated over the interest accrued.

 

*The interest rate differs according to the risk segment of the customer.