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Credit Card Interests and Fee

Credit Cards

Original Card Membership Fee

Transaction TypeChannelFee / CommissionMinimum AmountMaximum AmountBITT DetailDescriptionDate of Update
Non-Fee TRY 0 
Excluded 17.02.2026
Gold TRY 390 
Excluded 17.02.2026
Prestige TRY 530 
Excluded 17.02.2026
Private Banking TRY 15.000 
Excluded 17.02.2026

 

Supplemental Card Annual Membership Fee

Card TypeChannelFee / CommissionMinimum AmountMaximum AmountBITT DetailDescriptionDate of Update
Non-Fee TRY 0 
Excluded 17.02.2026
Gold TRY 195 
Excluded 17.02.2026
Prestige TRY 265 
Excluded 17.02.2026

 

Card Renewal Fee

Credit Card
Card TypeChannelFee / CommissionMinimum AmountMaximum AmountBITT DetailDescriptionDate of Update
-BranchTRY 95 
IncludedCharged in the event of card renewal for 3 times or more within one calendar year.17.02.2026
-CourierTRY 95 
IncludedCharged in the event of card renewal for 3 times or more within one calendar year.17.02.2026

 

Debit Card
Card TypeChannelFee / CommissionMinimum AmountMaximum AmountBITT DetailDescriptionDate of Update
-BranchTRY 0 
Included  
-CourierTRY 0 
Included  

 

Prepaid Card
Card TypeChannelFee / CommissionMinimum AmountMaximum AmounBITT DetailDescriptionDate of Update
-BranchTRY 0 
Included  
-CourierTRY 0 
Included  

 

Cash Advance Fee

Own Bank
Card TypeChannelFee / CommissionMinimum AmountMaximum AmountBITT DetailDescriptionDate of Update
-Own Bank1%

Excluded 01.03.2020
-ATM1%
 
Excluded 01.03.2020
-Cash Withdrawal Office1% 
Excluded 01.03.2020

 

Other Domestic Bank
Card TypeChannelFee / CommissionMinimum AmountMaximum AmountBITT DetailDescriptionDate of Update
-Other Bank'sTRY 0.50 + 3.5%

Excluded 01.03.2020
-ATMTRY 0.50 + 3.5%


Excluded 01.03.2020
-Cash Withdrawal OfficeTRY 0.50 + 3.5%


Excluded 01.03.2020

 

Other International Bank
Card TypeChannelFee / CommissionMinimum AmountMaximum AmountBITT DetailDescriptionDate of Update
-Other Bank's3.5%
 Excluded 01.03.2020
-ATM3.5%

 ExcludedFor cash advances made at ATMs of other banks abroad using Fibabanka credit cards, the transaction fee is calculated by converting the USD to TL using the Turkish Central Bank's exchange rate on the date of the transaction and reflected on your statement.01.03.2020
-Cash Withdrawal Office3.5%

 Excluded 01.03.2020

Pursuant to the decision of the Banking Regulation and Supervision Agency (BRSA) dated September 26, 2024, and the amendment to the Regulation on Credit Cards, the minimum payment ratio for credit cards with a limit above 50,000 TL will be 40%. For cards with a limit of 50,000 TL or below, there will be no change, and the ratio will remain at 20%.

In accordance with the same regulatory amendment (effective as of October 9, 2013), if the minimum payment amount is not made three times within a calendar year, your Fibabanka credit card(s) will be blocked for cash advances and limit increases until the full outstanding balance is paid. If the minimum payment is not made three consecutive times, the card(s) will additionally be blocked for purchases of goods and services.