| Cost | Minimum Amount | Minimum Rate | Maximum Amount | Maximum Rate | Definition | Update Date |
|---|---|---|---|---|---|---|
| Shopping Interest Rate (TRY) – Period Debt up to 30,000 TRY | %3,25 | BITT and RUSF excluded. | 01.01.2026 | |||
| Shopping Interest Rate (TRY) – Period Debt between 30,000 TRY and 180,000 TRY | %3,75 | BITT and RUSF excluded. | 01.01.2026 | |||
| Shopping Interest Rate (TRY) – Period Debt 180,000 TRY and above | %4,25 | BITT and RUSF excluded. | 01.01.2026 | |||
| Shopping Interest Rate (USD) | %2,98 | BITT and RUSF excluded. | 01.01.2026 | |||
| Cash Advance Interest Rate (TRY) | %4,25 | BITT and RUSF excluded. | 01.01.2026 | |||
| Installment Cash Advance Interest Rate (TRY) | %4,25 | BITT and RUSF excluded. | 01.01.2026 | |||
| Cash Advance Interest Rate (USD) | %2,98 | BITT and RUSF excluded. | 01.01.2026 | |||
| Shopping Late Payment Interest Rate (TRY) – Period Debt up to 30,000 TRY | %3,55 | BITT and RUSF excluded. | 01.01.2026 | |||
| Shopping Late Payment Interest Rate (TRY) – Period Debt between 30,000 TRY and 180,000 TRY | %4,05 | BITT and RUSF excluded. | 01.01.2026 | |||
| Shopping Late Payment Interest Rate (TRY) – Period Debt 180,000 TRY and above | %4,55 | BITT and RUSF excluded. | 01.01.2026 | |||
| Shopping Late Payment Interest Rate (FX) | %3,28 | BITT and RUSF excluded. | 01.01.2026 | |||
| Cash Advance Late Payment Interest Rate (TRY) | %4,55 | BITT and RUSF excluded. | 01.01.2026 | |||
| Cash Advance Late Payment Interest Rate (FX) | %3,28 | BITT and RUSF excluded. | 01.01.2026 |
